Bad Faith

Insurance Bad Faith in Louisiana Hurricane Claims

Insurance companies in Louisiana are legally required to act in good faith when handling claims.

When they fail to do so, policyholders may be entitled to additional compensation beyond the value of the claim.

Examples of Bad Faith After Hurricanes

• Failing to begin adjusting the claim promptly
• Not paying within required timeframes after proof of loss
• Misrepresenting policy coverage
• Ignoring evidence of damage
• Repeatedly changing adjusters to delay resolution
• Offering lowball settlements to pressure acceptance

Under Louisiana law, insurers who act in bad faith can be required to pay penalties, attorney’s fees, and additional damages — sometimes up to twice the amount of the original loss.

Understanding Louisiana Insurance Law

Louisiana has some of the strongest policyholder protections in the country.

Two key laws govern hurricane claims:

• Louisiana Revised Statute 22:1892
  Requires insurers to pay claims within strict time limits after receiving proof of loss
• Louisiana Revised Statute 22:1973
  Imposes a duty of good faith and allows recovery of additional damages for misconduct

If your insurance company violates these laws, you may have a separate bad faith claim in addition to your property damage claim.

How Ketry Law Firm Helps You Recover

1. Policy & Claim Review

We analyze your insurance policy and claim to identify underpayment or denial issues.

2. Damage Evaluation

We assess the full scope of hurricane damage and compare it to the insurer’s estimate.

3. Bad Faith Investigation

We identify delays, misconduct, and violations of Louisiana law.

4. Aggressive Representation

We negotiate with the insurer — and litigate when necessary — to maximize your recovery.

Why Choose Ketry Law Firm

• Former insurance adjuster insight
• Thousands of claims handled
• Advanced Xactimate expertise
• Focused exclusively on policyholder representation
• Proven results in hurricane and property damage claims

Insurance companies have teams protecting their interests. You deserve one protecting yours.

Don’t Accept Less Than You Deserve

After a hurricane, time matters. Delays can weaken your claim and give insurers an advantage.

If your claim has been denied, delayed, underpaid, or mishandled, you may be entitled to significantly more than what the insurance company has offered.

Start Your Claim Review Today

Call: (504) 648-7777
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Serving Clients Across Louisiana

With offices in New Orleans, Covington, and Luling, Ketry Law Firm represents clients statewide in hurricane and property damage insurance disputes.