Ketry Law Firm proudly serves clients across Louisiana, offering dedicated legal representation in property insurance claims, personal injury, and criminal defense matters.

Hurricane and Storm Damage

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When the Storm Passes, the Insurance Battle Often Begins

Hurricanes are a fact of life in Louisiana. From devastating wind damage and storm surge to flooding, roof failures, and business interruptions, hurricanes can leave property owners facing significant financial losses. Unfortunately, many homeowners and business owners discover that obtaining a fair insurance settlement can be nearly as challenging as recovering from the storm itself.

At Ketry Law Firm, LLC, we represent policyholders throughout Louisiana in disputes against insurance companies arising from hurricane-related property damage. Whether your claim has been denied, delayed, underpaid, or improperly adjusted, we work to help you recover the benefits you are entitled to under your policy.


Hurricane Damage Can Affect Every Part of Your Property

Hurricane losses often involve far more than visible roof damage. High winds, wind-driven rain, flying debris, and extended power outages can cause substantial damage throughout a property.

Residential Hurricane Damage Claims

We assist homeowners with claims involving:

  • Roof damage
  • Missing shingles and roofing materials
  • Structural damage
  • Water intrusion and leaks
  • Ceiling and drywall damage
  • Flooring damage
  • Broken windows and doors
  • Fallen trees
  • Fence damage
  • Detached structures
  • Mold and moisture-related issues
  • Personal property losses

Commercial Hurricane Damage Claims

We represent business owners and commercial property owners with claims involving:

  • Office buildings
  • Retail centers
  • Apartment complexes
  • Warehouses
  • Industrial facilities
  • Restaurants
  • Hotels
  • Multi-family housing
  • Churches and nonprofit facilities

Commercial claims often involve significant property damage as well as lost income and operational disruptions.


Additional Living Expenses (ALE)

When hurricane damage renders your home uninhabitable, your policy may provide coverage for additional living expenses.

These benefits may include:

  • Hotel accommodations
  • Temporary housing
  • Additional meal expenses
  • Storage costs
  • Laundry expenses
  • Increased transportation costs

Insurance companies frequently scrutinize these claims, making proper documentation essential.


Business Interruption and Loss of Income Claims

Many businesses suffer losses that continue long after the storm has passed.

Depending on your policy, coverage may exist for:

  • Lost business income
  • Extra expenses incurred during recovery
  • Temporary relocation costs
  • Loss of rental income
  • Continuing operating expenses

Business interruption claims can be complex and often require detailed financial analysis to accurately measure losses.


Common Problems With Hurricane Insurance Claims

After major storms, insurance carriers often face thousands of claims simultaneously. Unfortunately, this can result in errors, delays, and inadequate claim evaluations.

Common issues include:

  • Underpayment of repair costs
  • Failure to identify all storm-related damage
  • Delayed inspections
  • Delayed payments
  • Improper depreciation
  • Disputes over the scope of damage
  • Failure to include code upgrade requirements
  • Incorrect causation determinations
  • Partial claim denials
  • Low settlement offers

Many policyholders accept inadequate settlements without realizing that significant covered damages may have been overlooked.


We Understand the Insurance Industry

Attorney George Ketry brings a unique advantage to hurricane insurance disputes. Before becoming an attorney, he spent years working as an insurance adjuster handling thousands of property claims.

This background provides firsthand knowledge of:

  • Insurance claim investigations
  • Adjusting practices
  • Damage evaluations
  • Repair estimating software
  • Policy interpretation
  • Claims handling procedures
  • Insurance company decision-making processes

Understanding how insurers evaluate claims allows us to identify issues that may impact the value of your claim.


Hurricane Damage Often Extends Beyond What Is Immediately Visible

Many hurricane-related losses involve hidden or progressive damage that may not be apparent during the initial inspection.

Examples include:

  • Water intrusion behind walls
  • Structural shifting
  • Roof system failures
  • Damaged insulation
  • Mold growth
  • Electrical system damage
  • HVAC damage
  • Foundation concerns

A thorough investigation is often necessary to identify the full extent of covered losses.


Why Early Action Matters

Insurance policies contain deadlines, notice requirements, and documentation obligations. Taking prompt action can help preserve evidence and support a more accurate evaluation of your losses.

Property owners should:

  • Document all visible damage
  • Preserve damaged materials when possible
  • Maintain repair records and receipts
  • Keep copies of all communications
  • Photograph damages before repairs begin

The stronger the documentation, the stronger the claim.


Hurricane Claims We Handle

Ketry Law Firm represents policyholders in claims involving:

  • Hurricane wind damage
  • Wind-driven rain damage
  • Roof damage
  • Structural damage
  • Commercial property losses
  • Residential property losses
  • Additional living expenses
  • Business interruption claims
  • Personal property losses
  • Contents claims
  • Loss of rental income
  • Supplemental and reopened claims

Serving Policyholders Throughout Louisiana

From New Orleans and the Northshore to Baton Rouge, Lake Charles, Houma, Lafayette, and coastal communities throughout the state, Ketry Law Firm represents homeowners and business owners seeking fair treatment under their insurance policies after hurricane losses.

Contact Ketry Law Firm Today

Ketry Law Firm, LLC
Property Insurance Claims • Hurricane Damage • Tornado Damage • Fire Losses • Water Damage • Commercial Property Claims

📞 504-648-7777
📍 19524 Highway 36, Covington, Louisiana 70433

Free Consultation Available