Ketry Law Firm proudly serves clients across Louisiana, offering dedicated legal representation in property insurance claims, personal injury, and criminal defense matters.
Ketry Law Firm proudly serves clients across Louisiana, offering dedicated legal representation in property insurance claims, personal injury, and criminal defense matters.
Structural damage is among the most serious types of property losses a homeowner or business owner can experience. Damage to a building’s foundation, framing, load-bearing components, roof system, walls, or support structures can compromise the integrity of the entire property and result in costly repairs.
Unfortunately, structural damage is also one of the most disputed issues in property insurance claims. Insurance companies frequently argue that structural problems are the result of age, settlement, wear and tear, deferred maintenance, or pre-existing conditions rather than a covered loss.
At Ketry Law Firm, LLC, we represent homeowners, business owners, commercial property owners, condominium associations, and landlords in structural damage insurance claims throughout Louisiana. We help policyholders pursue the benefits available under their insurance policies when covered events cause damage to their property.
Structural damage generally refers to damage affecting the components responsible for supporting and stabilizing a building.
These components may include:
When these components are damaged, the safety and usability of the property may be significantly impacted.
Structural damage can result from a variety of covered events.
Louisiana hurricanes often generate extreme winds capable of damaging roof systems, framing members, and structural supports.
Tornadoes can create substantial structural failures due to intense wind forces and flying debris impacts.
Severe storms may damage roofing systems and building envelopes, allowing water intrusion that weakens structural components.
Fires can compromise framing, roof systems, load-bearing walls, and structural supports even when damage is not immediately visible.
Long-term water intrusion or sudden pipe failures may weaken wood framing, subfloors, and structural materials.
Vehicles striking buildings can result in significant structural displacement and support system damage.
Large trees and storm debris can cause major structural damage to residential and commercial buildings.
Property owners should be aware of common indicators of structural issues, including:
While these symptoms do not always indicate covered damage, they may warrant further investigation.
Structural damage to a home can affect every aspect of the property and often requires extensive repairs.
Residential claims may involve:
Insurance disputes often arise regarding the extent of damage and whether repairs are necessary to restore the home to its pre-loss condition.
Commercial structural losses frequently involve significant repair costs and operational disruptions.
Commercial claims may include:
For many businesses, downtime caused by structural damage can result in substantial financial losses beyond the cost of repairs.
Some of the most significant structural issues may not be visible during an initial inspection.
Hidden damage may include:
A thorough evaluation is often necessary to identify the full extent of damage.
Insurance companies frequently challenge structural damage claims due to the potentially significant costs involved.
Common issues include:
Structural claims often require careful documentation and analysis to establish the cause and extent of damage.
Attorney George Ketry brings a unique perspective to structural damage disputes. Before becoming an attorney, he worked as an insurance adjuster handling thousands of residential and commercial property claims.
This experience provides insight into:
Understanding how insurance companies evaluate property claims allows us to identify issues that may affect the value of a loss.
Ketry Law Firm assists policyholders with claims involving:
Ketry Law Firm represents homeowners, businesses, condominium associations, landlords, and commercial property owners throughout Louisiana, including New Orleans, Covington, Slidell, Baton Rouge, Lafayette, Houma, Lake Charles, Metairie, and surrounding communities.
If your property has suffered structural damage and you are facing challenges with your insurance claim, we can help evaluate your situation and pursue the benefits available under your policy.
Ketry Law Firm, LLC
📞 504-648-7777
📧 george@ketrylaw.com
📍 19524 Highway 36, Covington, Louisiana 70433
Free Consultation Available